MyBudget’s personalised budget and debt management plan helped Megan and Creagh pay off $91,000 in debt and map out their income and expenses for the next 12 months.
They received:
$91000
Paid off
$2000000+
Saved for clients in interest & fees in 2025
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MyBudget provides personalised debt management plans, budgeting support and creditor negotiation to help you reduce debt and regain control of your finances. Your Money Coach creates a realistic budget, prioritises repayments, works with creditors where appropriate and helps you stay on track. We focus on practical, long-term solutions that reduce financial stress while helping you achieve your financial goals.
Debt collectors may still contact you, but MyBudget can often communicate with your creditors on your behalf where appropriate. Your Money Coach works with you to develop a manageable repayment plan, negotiate suitable payment arrangements and help you stay on top of your finances. Having a clear plan and ongoing support can make dealing with debt far less stressful.
Yes. MyBudget can work with many creditors to negotiate more manageable repayment arrangements based on your financial situation. While outcomes depend on each creditor, our experienced Money Coaches regularly communicate with lenders and service providers to help reduce financial pressure and support a repayment plan that fits your personalised budget.
Yes. MyBudget can help if you’re managing multiple debts, including credit cards, personal loans, Buy Now Pay Later accounts and overdue household bills. Your Money Coach will create a personalised debt management plan that prioritises repayments, fits your budget and helps you reduce debt in a structured, manageable way without adding more financial stress.
If your expenses are higher than your income, MyBudget can help you understand where your money is going and identify practical ways to improve your financial position. Your Money Coach will review your spending, prioritise essential expenses and create a personalised budget that helps you regain control while working towards reducing debt and building financial stability.
The time it takes to become debt free depends on your income, expenses, total debt and financial goals. During your free appointment, your Money Coach will create a personalised budget and debt management plan tailored to your circumstances. While everyone’s journey is different, we’ll help you make steady progress towards reducing debt and building a stronger financial future.
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