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See 12 Months Ahead With a Personalised Budget

Stay on top of your bills, reduce debt and build savings with personalised budgeting support from caring Money Coaches.

Book Your Free Appointment

Free appointment | No long-term, lock-in contracts

MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

MyBudget clients Erin and Adam spending precious family time after getting their finances back on track with budgeting support and saving for big goals like a house deposit in New Zealand.

Erin & Adam | MyBudget clients

Your Personalised Budget, Planned 12 Months Ahead

Your personalised budget is planned up to 12 months ahead, giving you visibility over your income, bills, debt repayments and savings. With support from caring Money Coaches, you’ll always know where your money is going and when it will be there.

See 12 Months Ahead

See 12 Months Ahead

Know your money will be there when you need it, so you can plan ahead with confidence.

Build a personalised budget

Build a personalised budget

Your budget is tailored to your income, lifestyle and financial goals, helping you pay bills, reduce debt and grow savings.

Support when you need it

Support when you need it

You're never on your own. Your Money Coach helps you stay on track, adjust your budget as life changes and keep moving towards your goals.

Book Your Free Appointment

Why is budgeting important?

A budget shows you where your money is going, what your commitments are and how close you are to achieving your financial goals.

What are the benefits of having a budget?

  • Track spending to stay within your means
  • Reduce stress by planning for bills and unexpected costs
  • Pay off debt, grow savings and plan confidently

With the right visibility, structure and support, see how your financial situation can improve with MyBudget.

130000+

People helped

25+

Years of service

Tammy Barton, Founder and Director of MyBudget, with team member Tara, leading expert financial coaching and debt solutions for New Zealand.

Tara & Tammy | MyBudget team members

How much does MyBudget cost?

MyBudget fees are tailored to your individual circumstances and the level of support you need. Your first appointment is free, and we’ll explain all costs upfront before you decide whether to join.

  • Free initial appointment
  • Take home your personalised 12 month budget
  • No long-term, lock-in contracts
MyBudget clients Adam and Erin celebrate success at the dining table after achieving financial goals and debt solutions in New Zealand.

Erin & Adam | MyBudget clients

Erin & Adam saved $70,000 in 2 years

Erin and Adam turned financial uncertainty into stability, with a clear budget and a supported plan to reach their goals.

Here’s what they achieved:

  • Saved over $70,000 for major life goals
  • Switched from stressful spreadsheets to a clear, simple system
  • Achieved milestones like buying a home and starting a family

Personal Budget FAQs

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  • Personalised budgeting helps you manage your money by creating a plan that reflects your income, bills, debts, savings goals and lifestyle. At MyBudget, your dedicated Money Coach creates a personalised budget and 12-month financial plan, helping you stay on top of your bills, reduce debt, build savings and make confident financial decisions with ongoing support.

  • MyBudget helps you stay on top of your bills by planning your income and expenses up to 12 months ahead. Your personalised budget is designed so money is available when bills are due, reducing financial stress and helping you avoid missed payments. With ongoing support from your Money Coach, you can confidently manage changes and stay in control of your money.

  • Planning 12 months ahead with a budget helps you prepare for upcoming bills, expenses and financial goals before they become stressful. Instead of only managing today’s money, a 12-month budget gives you a clear view of what’s ahead, so you know when bills are due, how much you can save and where you can reduce debt. This forward planning helps you make confident financial decisions and avoid unexpected surprises.

  • Yes. A personalised budget can help you reduce debt and build savings by giving every dollar a purpose. MyBudget helps you prioritise repayments, plan for upcoming expenses and set realistic savings goals, making it easier to reduce financial pressure while steadily improving your financial position over time.

  • While budgeting on your own can work for some people, many find it difficult to stay consistent. MyBudget combines a personalised budget, 12-month financial planning and ongoing support from caring Money Coaches to help you stick to your plan. Instead of simply tracking your spending, we help you stay accountable, adapt your budget as life changes and keep moving towards your financial goals.

  • No. You remain in control of your finances at all times. MyBudget provides personalised budgeting support, a tailored 12-month financial plan and ongoing guidance from your Money Coach, but every decision is yours. You’ll always know where your money is going, can access your funds when you need them and can update your budget as your circumstances change.

In the media

MyBudget has been featured in leading media and trusted publications.

  • MyBudget Reviews

    We have been with MyBudget for several years. We have paid off debts, created savings and purchased a home. We have also had numerous great holidays and a quality of life that wouldn’t have happened without the MyBudget forward planning budget.

    Ali | MyBudget client

  • MyBudget Reviews

    MyBudget has been a great way to help me with my money. They are always so kind and willing to help and truly care about helping their customers. I would recommend this service to ANYONE struggling with their money.

    Emily | MyBudget client

  • MyBudget Reviews

    We have been using MyBudget for a number of years and it has unlocked thousands of dollars of our wages that we were just flittering away. The simple and easy to use online interface allows me to add and update bill amounts and timings. I never have to worry about having enough money when it comes time to pay a bill, MyBudget takes care of all of that. The decision to go with MyBudget was life changing.

    Dave | MyBudget client