MyBudget NZ

MyBudget is a trusted personal budgeting service that helps you organise your money, pay bills on time, reduce debt, build savings and achieve your financial goals. We combine expert Money Coaches with a personalised budget and 12-month financial plan to help you stay in control of your money and plan confidently for the future. Backed by over 25 years of experience helping more than 130,000 people, our service is now available throughout New Zealand, helping you live life free from money worries.

Your first MyBudget appointment is completely free. If you choose to join, your fee depends on the complexity of your financial situation and the level of support you need. We’ll explain all costs upfront, so you can decide whether our service is right for you. There are no long-term lock-in contracts, and your personalised budget plan is yours to keep. Learn more about how much MyBudget costs.

Your free MyBudget appointment is a relaxed conversation with an expert Money Coach about your income, expenses, debts, bills and financial goals. Together, we’ll create a personalised budget and show you a 12-month financial plan so you can see what’s coming, what you can afford and how to reduce debt while building savings. Learn more about How MyBudget Works.

MyBudget appointments are held virtually or over the phone, making it easy to access professional budgeting support from anywhere in New Zealand. Your dedicated Money Coach will create a personalised budget, explain your 12-month financial plan and provide ongoing support to help you stay in control of your money. Book your free appointment.

Many people qualify for MyBudget if they have a regular income paid into a New Zealand bank account and meet our eligibility requirements. During your free appointment, we’ll take the time to understand your income, expenses, financial commitments and goals to determine whether our personalised budgeting service is the right fit. If it is, we’ll create a free 12-month budget that’s yours to keep.

Yes. You can access your money whenever you need to and remain fully in control of your finances. Your personalised budget is flexible, so you can request updates as your circumstances change. Through the MyBudget client app, you can track your spending, upcoming bills and 12-month financial plan, while transfers between your MyBudget account and personal bank account are fast and straightforward. Our personal budgeting service helps you manage your money with confidence and live life free from money worries.

Yes. MyBudget is a licensed Financial Advice Provider (FAP), but our advice is limited to our personal budgeting service. We specialise in personalised budgeting, debt reduction strategies and cash flow management, helping you organise your bills, stay on track with a 12-month financial plan and build better money habits. We don’t provide advice on investments, KiwiSaver or insurance, allowing us to focus on helping you achieve your financial goals and live life free from money worries.