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A Budgeting App That Helps You See 12 Months Ahead

Get 24/7 access to your personalised budget, stay on top of bills, debt and savings with caring Money Coaches by your side.

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MyBudget product review hero image highlighting Australian success. Trusted financial coaching leads to debt relief and financial goals.

MyBudget offers personalised budgeting help and financial coaching to Kiwis seeking debt relief and control over their money.

Helping 130,000+ people build a better financial future for over 25 years

Why Thousands Trust The MyBudget App

Manage your money with confidence using smart budgeting technology backed by caring Money Coaches who help keep your budget on track.

The MyBudget app demonstrating flexible budget planning and debt management features for Kiwis to reach financial goals.

Flexible Budgeting

Life changes. Your personalised budget can change too, helping you manage unexpected expenses while staying on track towards your goals.

  • Adjust your budget as life changes
  • Stay on top of unexpected expenses
  • Stay on track towards your financial goals

MyBudget has transformed the way we manage money.

Michelle & Phil | MyBudget clients

The MyBudget app providing an all-in-one solution for budget planning, debt management, and achieving financial goals for Kiwis.

See Your Financial Future Before It Happens

Know what’s coming before it arrives. Your personalised 12-month budget shows projected balances, upcoming bills and future cash flow, helping you make confident decisions today.

  • See your budget 12 months ahead
  • View future account balances
  • Know what’s safe to spend

We used to struggle with spreadsheets and endless calculations.

Megan & Creagh | MyBudget clients

The MyBudget app provides simple, easy-to-use budgeting help and automated debt management for Kiwis.

Everything You Need In One Budgeting App

Your budget, bills, savings and spending are all in one place, making it easier to stay organised and in control.

  • See your personalised budget at a glance
  • Stay on top of upcoming bills
  • Instantly know what’s safe to spend

I love getting on the app and looking 12 months ahead. It’s amazing to see we’re not in the red anymore.

Kim & Bob | MyBudget clients

MyBudget client Erin using the app to manage her personal budget for a better financial future in New Zealand.

Budgeting technology backed by real people

Unlike DIY budgeting apps, MyBudget combines smart technology with caring Money Coaches who help you stay on track.

  • Snap and upload bills directly in the app
  • We’ll manage your budget and pay your bills
  • Message your Money Coach whenever you need support

MyBudget App vs DIY Budgeting Apps

Managing your money shouldn’t mean doing it alone. Unlike DIY budgeting apps, MyBudget combines smart tech with caring Money Coaches who help you stay on track, adapt your budget as life changes and plan confidently 12 months ahead.

MyBudgetDIY budgeting apps
✓ Personalised 12-month budgetUsually track spending only
✓ Caring Money CoachNo human support
✓ Bills managed for youYou manage everything yourself
✓ Personalised budgeting planGeneric templates
✓ Ongoing support as life changesSelf-managed

Budgeting App FAQs

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  • The MyBudget budgeting app gives you 24/7 access to your personalised budget, helping you stay on top of your bills, debt and savings from your phone. Unlike traditional budgeting apps, it’s backed by caring Money Coaches who help you plan ahead, make informed financial decisions and stay on track towards your goals.

  • Most budgeting apps simply track what you’ve already spent. The MyBudget app combines smart technology with caring Money Coaches, giving you a personalised budget, a 12-month view of your finances and expert support to help you manage bills, reduce debt, build savings and achieve your financial goals.

  • Yes. The MyBudget app is available exclusively to MyBudget clients. Once you join, you’ll have access to your personalised budget, projected balances, scheduled bills and savings goals, plus ongoing support from your dedicated Money Coach.

  • Yes. You can securely upload bills and other important documents directly through the app, making it easy to keep everything in one place. Your Money Coach can then review the information and update your personalised budget when needed.

  • Whether you’re saving for a home, paying off a credit card, building an emergency fund or planning a holiday, the MyBudget budgeting app makes it simple. Your personalised budget includes these goals, and the app shows your progress in real-time.