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Cost of Living Relief & Support

Cost of living pressures are affecting households across New Zealand. Take control with a personalised budget plan.

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Free appointment | No long-term, lock-in contracts

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A personalised budget for today's cost of living

Your budget should work for the way you live. Here’s how MyBudget helps you stay on top of bills, manage rising expenses and build a stronger financial future.

Streamlining your bills

Streamlining your bills

We organise your household bills into one clear budget and make sure payments are made on time. No more juggling due dates, missing payments or late fees.

Getting back on the right track

Getting back on the right track

If rising living costs are making it harder to stay on top of your finances, we can work with your creditors to arrange manageable payment plans and ease the pressure.

Smarter savings

Smarter savings

We'll help you identify areas where you can save without sacrificing your lifestyle. Small changes across can free up cash flow and help you start building savings again.

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MyBudget clients Adam and Erin celebrate success at the dining table after achieving financial goals and debt solutions in New Zealand.

Erin & Adam | MyBudget clients

Managing Rising Cost of Living

Even with a steady income, it can be hard to stay on top of your finances.

Rising living costs can lead to:

  • Relying on credit cards or BNPL
  • Falling behind on household bills
  • Using savings to cover everyday expenses
  • Increased financial stress

We’re here to help you get back on track.

MyBudget helping Megan and Creagh create a sustainable personal budget by budgeting for household expenses in New Zealand.

Megan & Creagh | MyBudget clients

The Benefits Are Real

Everyone’s financial situation is different, but here’s what many MyBudget clients achieve with a personalised budget plan.

  • Reduce financial stress
  • End reliance on credit
  • Bills paid on time
  • Build your savings

Ready to get ahead of rising living costs?

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For your free, no-obligation budgeting appointment.

Cost of Living Relief FAQs

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  • We take a good hard look at your whole financial situation and create a budget that puts the essentials first. This means your bills, groceries and housing costs get covered while you reduce unnecessary spending. We’ll walk you through our process once you get in contact.

  • That’s a pretty common problem. We help you rebalance your budget, find ways to save and, where possible, negotiate manageable payment plans to ease the pressure.

  • Yes – we can even contact service providers on your behalf to sort out an affordable repayment plan and help you stop worrying about overdue notices.

  • Your budget will be realistic and workable, so you can still enjoy the things you love while getting back in control of your finances.

  • Yes. Once you’ve got your essentials and debts sorted out, we can start building up a savings plan – even if it starts with just a little bit.

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  • MyBudget Reviews

    We’ve been using MyBudget for over 4 years now and this is our 3rd time back. The customer service team are polite and professional. We never feel alone and always supported. We are debt free and saving for a house deposit. If you feel the mountain is too high to climb alone, contact MyBudget. You won’t be disappointed!

    Dani | MyBudget client

  • MyBudget Reviews

    We have been with MyBudget for several years. We have paid off debts, created savings and purchased a home. We have also had numerous great holidays and a quality of life that wouldn’t have happened without the MyBudget forward planning budget.

    Ali | MyBudget client

  • MyBudget Reviews

    I went from being 3 months away from bankruptcy to becoming debt free and having savings put aside.

    Nate | MyBudget client